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3 Beds
2 Baths
1,760 sqft

$675,000

96015 MONTEREY STREET, Fernandina Beach FL, 32034

Price per sqft$383.52
Built in1985
Property size1,760 sqft
Property typeResidential

Overview

Active

Listed Oct 22, 2026

Updated 17h ago

Imagine mornings overlooking the marsh, coastal birds gliding across the water, dolphins frolicking in the distance and casting a line for redfish, flounder, or trout as the sunset paints the sky with fluffy pink clouds. At the end of a quiet, dead-end road, this coastal retreat offers approximately 1.32 acres of privacy and possibilities. Inside, a dramatic two-story great room features a stacked stone fireplace, soaring ceilings, and expansive windows that flood the space with sunlight and frame the marsh. Open dining and kitchen areas and an adjacent sunroom make it easy to unwind or gather with friends. The main level also includes two bedrooms, a hallway bath, a mudroom, and access to a spacious two-car garage. Upstairs, the primary suite opens to a deck with spectacular views. A low-maintenance, tree-shaded front yard welcomes you home, while the private backyard is made for fishing, kayaking, paddleboarding, and watching coastal wildlife. A dock extends into the tidal creek, and a covered boat storage area, separate storage shed, and walk-in attic offer ample space for toys, tools, and treasures. With great bones and room to make it your own, this 3-bedroom, 2-bath home could become your waterfront paradise. The setting is already here. The possibilities are yours. Waterfront access is tidal. Use of the existing dock for boating would require a boat lift. Buyers should independently verify water depths, navigability, tidal conditions, and permitting requirements for a lift or intended waterfront use.

$4,491/mo

Est. mortgage payment based on a $675,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
117699

Interior Features

Bedrooms
3
Bathrooms
2
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
1.32 Acres

Other Property Details

Garage
Yes
Waterfront
Yes

Also listed on NEFMLS

 

Courtesy of BERKSHIRE HATHAWAY HomeServices HWREI, Ashley Bowman,
Listing Contact: 404-281-1687 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Erica Harding shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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